⛏ Credit scores are slipping

Credit scores fall for the second year in a row
The national average credit score — which had been steadily increasing for over a decade — fell for the second year in a row, according to a new report from FICO, developer of one of the scores most widely used by lenders. The average score is now 715, down from 717 in 2024 and 718 in 2023. FICO scores range between 300 and 850. Read on »

Fed-fueled frenzy sends gold to uncharted territory above $3,700
Gold extended its record-settling rally on Tuesday, breaking above the $3,700 mark for the first time ever, as bets continue to pile in for a Federal Reserve rate cut this week. Spot gold hit $3,702.84 per ounce for a new all-time high during the morning trading. It has since retreated to the $3,685 level, but remains above the previous record set on Monday. Read on »

The Compelling Investment Case for Platinum
Gold is soaring, hitting multiple new record highs. Silver is surging, having gained nearly 40% this year. But another metal is outperforming them both: Platinum. The metal is up just over 51% since the beginning of the year. Most of that gain has occurred since early June and investors are taking notice. Read on »

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